Discover long-term care needs in minutes for
Discover long-term care needs in minutes for
Discover long-term care needs in minutes for
Discover long-term care needs in minutes for
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Waterlily predicts when you'll need care, for how long, and the likely cost — personalized to your health, family, and location.
Waterlily predicts your personal long-term care timeline, costs, and the impact on your family, before any of it happens.
You’ve got options. Waterlily helps you find them.
Health insurance and Medicare won’t fully cover long-term care. Waterlily helps you stay ahead, protecting your savings and your loved ones.
Recognized
Forbes 30 Under 30 (2026)
Recognized Forbes 30 Under 30 (2026)
wealthmanagement.com
Ten to Watch (2026)
wealthmanagement.com
Ten to Watch (2026)
TRUSTED BY FAMILIES ACROSS AMERICA
As covered by
As covered by
Waterlily was built to help families
Waterlily was built to help families
Waterlily was built to help families
Emoji
Emoji
Predict potential care costs
of Americans turning 65 will need LTC
Emoji
Emoji
Reduce stress on loved ones
average cost of a U.S nursing home
Emoji
Emoji
Access funding strategies
Waterlily helps you predict your needs and protect yourself as you age
Waterlily has been a game-changer for long-term care planning. It is intuitive, comprehensive and helps navigate the complexities of planning LTC and future health needs
Waterlily has been a game-changer for long-term care planning. It is intuitive, comprehensive and helps navigate the complexities of planning LTC and future health needs
Adam Vega
Adam Vega
Waterlily was built to help families
Waterlily was built to help families
Waterlily was built to help families
70%
70%
of Americans turning 65 will need long-term care
of Americans turning 65 will need LTC
$104k
$104k
/year
average cost of a nursing home in the U.S.
average cost of a U.S nursing home
58%
58%
mistakenly believe Medicare will cover it
mistakenly believe Medicare will cover it
Waterlily helps you predict your needs and protect yourself as you age
Waterlily has been a game-changer for long-term care planning. It is intuitive, comprehensive and helps navigate the complexities of planning LTC and future health needs
Waterlily has been a game-changer for long-term care planning. It is intuitive, comprehensive and helps navigate the complexities of planning LTC and future health needs
Adam Vega
Adam Vega
Get your personalized aging and care journey
Get your personalized aging and care journey
Get your personalized aging and care journey
From start to finish Waterlily showcases your specific needs and costs
Current State
Independent and fully capable
Independent and fully capable
By your 70s
Begin to slow down but remain independent
By 83
Unable to perform daily activities alone
All with the Highest Level of Security
HIPAA compliant and SOC 2 certified
HIPAA compliant and SOC 2 certified
Comprehensive AI governance controls
Comprehensive AI governance controls
Trusted by top 5 carriers and advisory institutions
Trusted by top 5 carriers and advisory institutions
What people are saying about Waterlily
What people are saying about Waterlily
"I think when we look back years from now, we may well think about the long-term care planning space in terms of before Waterlily and after."
"It’s important for people to make educated decisions in their financial life and Waterlily is an amazing tool."
"Waterlily is the first software and platform that my team and I have found to be realistic and extremely useful. We have tried several different planning software over two decades and they are all lacking or not complete. I’m excited and feel fortunate to have discovered Waterlily!!"
"In just a few minutes, I was able to determine the age at which my care would begin, how long it would last and its cost. The system also provided a funding plan to cover the costs."
"I think when we look back years from now, we may well think about the long-term care planning space in terms of before Waterlily and after."
"It’s important for people to make educated decisions in their financial life and Waterlily is an amazing tool."
"Waterlily is the first software and platform that my team and I have found to be realistic and extremely useful. We have tried several different planning software over two decades and they are all lacking or not complete. I’m excited and feel fortunate to have discovered Waterlily!!"
"In just a few minutes, I was able to determine the age at which my care would begin, how long it would last and its cost. The system also provided a funding plan to cover the costs."
"I think when we look back years from now, we may well think about the long-term care planning space in terms of before Waterlily and after."
"It’s important for people to make educated decisions in their financial life and Waterlily is an amazing tool."
"Waterlily is the first software and platform that my team and I have found to be realistic and extremely useful. We have tried several different planning software over two decades and they are all lacking or not complete. I’m excited and feel fortunate to have discovered Waterlily!!"
"In just a few minutes, I was able to determine the age at which my care would begin, how long it would last and its cost. The system also provided a funding plan to cover the costs."
"I think when we look back years from now, we may well think about the long-term care planning space in terms of before Waterlily and after."
"It’s important for people to make educated decisions in their financial life and Waterlily is an amazing tool."
"Waterlily is the first software and platform that my team and I have found to be realistic and extremely useful. We have tried several different planning software over two decades and they are all lacking or not complete. I’m excited and feel fortunate to have discovered Waterlily!!"
"In just a few minutes, I was able to determine the age at which my care would begin, how long it would last and its cost. The system also provided a funding plan to cover the costs."
"I think when we look back years from now, we may well think about the long-term care planning space in terms of before Waterlily and after."
"It’s important for people to make educated decisions in their financial life and Waterlily is an amazing tool."
"Waterlily is the first software and platform that my team and I have found to be realistic and extremely useful. We have tried several different planning software over two decades and they are all lacking or not complete. I’m excited and feel fortunate to have discovered Waterlily!!"
"In just a few minutes, I was able to determine the age at which my care would begin, how long it would last and its cost. The system also provided a funding plan to cover the costs."
"I think when we look back years from now, we may well think about the long-term care planning space in terms of before Waterlily and after."
"It’s important for people to make educated decisions in their financial life and Waterlily is an amazing tool."
"Waterlily is the first software and platform that my team and I have found to be realistic and extremely useful. We have tried several different planning software over two decades and they are all lacking or not complete. I’m excited and feel fortunate to have discovered Waterlily!!"
"In just a few minutes, I was able to determine the age at which my care would begin, how long it would last and its cost. The system also provided a funding plan to cover the costs."
"I think when we look back years from now, we may well think about the long-term care planning space in terms of before Waterlily and after."
"It’s important for people to make educated decisions in their financial life and Waterlily is an amazing tool."
"Waterlily is the first software and platform that my team and I have found to be realistic and extremely useful. We have tried several different planning software over two decades and they are all lacking or not complete. I’m excited and feel fortunate to have discovered Waterlily!!"
"In just a few minutes, I was able to determine the age at which my care would begin, how long it would last and its cost. The system also provided a funding plan to cover the costs."
"I think when we look back years from now, we may well think about the long-term care planning space in terms of before Waterlily and after."
"It’s important for people to make educated decisions in their financial life and Waterlily is an amazing tool."
"Waterlily is the first software and platform that my team and I have found to be realistic and extremely useful. We have tried several different planning software over two decades and they are all lacking or not complete. I’m excited and feel fortunate to have discovered Waterlily!!"
"In just a few minutes, I was able to determine the age at which my care would begin, how long it would last and its cost. The system also provided a funding plan to cover the costs."
"I think when we look back years from now, we may well think about the long-term care planning space in terms of before Waterlily and after."
"It’s important for people to make educated decisions in their financial life and Waterlily is an amazing tool."
"Waterlily is the first software and platform that my team and I have found to be realistic and extremely useful. We have tried several different planning software over two decades and they are all lacking or not complete. I’m excited and feel fortunate to have discovered Waterlily!!"
"In just a few minutes, I was able to determine the age at which my care would begin, how long it would last and its cost. The system also provided a funding plan to cover the costs."
"I think when we look back years from now, we may well think about the long-term care planning space in terms of before Waterlily and after."
"It’s important for people to make educated decisions in their financial life and Waterlily is an amazing tool."
"Waterlily is the first software and platform that my team and I have found to be realistic and extremely useful. We have tried several different planning software over two decades and they are all lacking or not complete. I’m excited and feel fortunate to have discovered Waterlily!!"
"In just a few minutes, I was able to determine the age at which my care would begin, how long it would last and its cost. The system also provided a funding plan to cover the costs."
"I think when we look back years from now, we may well think about the long-term care planning space in terms of before Waterlily and after."
"It’s important for people to make educated decisions in their financial life and Waterlily is an amazing tool."
"Waterlily is the first software and platform that my team and I have found to be realistic and extremely useful. We have tried several different planning software over two decades and they are all lacking or not complete. I’m excited and feel fortunate to have discovered Waterlily!!"
"In just a few minutes, I was able to determine the age at which my care would begin, how long it would last and its cost. The system also provided a funding plan to cover the costs."
"I think when we look back years from now, we may well think about the long-term care planning space in terms of before Waterlily and after."
"It’s important for people to make educated decisions in their financial life and Waterlily is an amazing tool."
"Waterlily is the first software and platform that my team and I have found to be realistic and extremely useful. We have tried several different planning software over two decades and they are all lacking or not complete. I’m excited and feel fortunate to have discovered Waterlily!!"
"In just a few minutes, I was able to determine the age at which my care would begin, how long it would last and its cost. The system also provided a funding plan to cover the costs."
Hear the Story Behind Waterlily
Watch Our Founders Explain Waterlily
Are You an Advisor?
Are You an Advisor?
Are You an Advisor?
Join a network of forward-thinking advisors and access powerful tools to streamline your workflow, enhance client relationships, and grow your practice.
Join a network of forward-thinking advisors and access powerful tools to streamline your workflow, enhance client relationships, and grow your practice.
FAQs
FAQs
FAQs
How much of my long-term care will my insurance policy cover?
How much of my long-term care will my insurance policy cover?
Can I afford to age in my home, or should I consider other care environments?
Can I afford to age in my home, or should I consider other care environments?
I’m worried about my family caregiver burning out. What can we do?
I’m worried about my family caregiver burning out. What can we do?
What will my long-term care costs look like, and how can I prepare financially?
What will my long-term care costs look like, and how can I prepare financially?
Carriers and Distributors
Location
401 Harrison St UNIT 5A
San Francisco, CA 94105
Carriers and Distributors
Location
401 Harrison St UNIT 5A
San Francisco, CA 94105
Carriers and Distributors
Location
401 Harrison St UNIT 5A
San Francisco, CA 94105
Carriers and Distributors
Location
401 Harrison St UNIT 5A
San Francisco, CA 94105
