I want to build a Long-Term Care plan for
I want to build a Long-Term Care plan for
I want to build a Long-Term Care plan for
I want to build a Long-Term Care plan for
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You've got options. Waterlily helps you find them.
Health insurance and Medicare won’t fully cover long-term care, so Caregiver Action Network is sponsoring free access to Waterlily for a limited time to help you stay ahead and protect your savings and your loved ones.
You've got options. Waterlily helps you find them.
Health insurance and Medicare won’t fully cover long-term care, so Caregiver Action Network is sponsoring free access to Waterlily for a limited time to help you stay ahead and protect your savings and your loved ones.
You've got options. Waterlily helps you find them.
Health insurance and Medicare won’t fully cover long-term care, so Caregiver Action Network is sponsoring free access to Waterlily for a limited time to help you stay ahead and protect your savings and your loved ones.
Recognized Forbes
30 Under 30 (2026)
Recognized Forbes
30 Under 30 (2026)
Featured in
The New York Times
Featured in
The New York Times
wealthmanagement.com
Ten to Watch (2026)
wealthmanagement.com
Ten to Watch (2026)




TRUSTED BY FAMILIES ACROSS AMERICA

What is Waterlily?
What is Waterlily?
Waterlily uses AI to project your future long-term care needs, helping you build a personalized plan.
Waterlily uses AI to project your future long-term care needs, helping you build a personalized plan.
Our step-by-step process helps you…
Our step-by-step process helps you…

Protect your loved ones
Protect your loved ones
…from unexpected care burdens and costs by finding out when care will likely start and what the costs will be.
…from unexpected care burdens and costs by finding out when care will likely start and what the costs will be.
Understand your personal situation
Understand your personal situation
…and how much cost will be covered by current insurance policies and savings.
…and how much cost will be covered by current insurance policies and savings.


Plan for the care you want at the cost you can afford
Plan for the care you want at the cost you can afford
…and make sure your resources will cover your care needs, or those of your loved ones.
…and make sure your resources will cover your care needs, or those of your loved ones.
How Waterlily Works
How Waterlily Works
How Waterlily Works



1
1
Fill out our secure form
Fill out our secure intake form
Fill out our secure
intake form
Fill out our secure
intake form
FREE
FREE
Complete at your own pace - it can take as little as 3 minutes.
Complete at your own pace - it can take as little as 3 minutes.
2
2
Get your results
Get your results
FREE
Receive your expected care timeline and costs instantly via email.
Receive your expected care timeline and costs instantly via email.
3
Build your Plan*
Build your Plan*
Choose your care options and explore coverage solutions with no pressure.
Choose your care options and explore coverage solutions with no pressure.
4
Share your plan*
Share your plan*
Share with family or advisors and make updates as your situation changes.
Share with family or advisors and make updates as your situation changes.
* available with a $9.99/year subscription
Top Insurers in One Place
Aetna
Brighthouse
Global Atlantic
Guarantee Trust Life
Mutual of Omaha
Lincoln Financial Group
National Guardian
OneAmerica
Nationwide
Securian
Thrivent
Demo: How Waterlily works
in 10 minutes
Demo: How Waterlily works
in 10 minutes
Demo: How Waterlily works in 10 minutes
All with the Highest Level of Security
All with the Highest Level of Security
HIPAA compliant and SOC 2 certified
HIPAA compliant and SOC 2 certified
Comprehensive AI governance controls
Comprehensive AI governance controls
Trusted by top 5 carriers and advisory institutions
Trusted by top 5 carriers and advisory institutions
What others are saying
What others are saying
What others are saying
It’s a wonderful, easy format. The information garnered from the questions and answers is so helpful for financial planning and peace of mind.
—
Susie B.
Just how quickly the information was turned around was valuable. Being able to consider all avenues of funding was also valuable.
—
Ben H.
Thank you for this excellent information!
—
Jerry S.
It’s a wonderful, easy format. The information garnered from the questions and answers is so helpful for financial planning and peace of mind.
—
Susie B.
Just how quickly the information was turned around was valuable. Being able to consider all avenues of funding was also valuable.
—
Ben H.
Thank you for this excellent information!
—
Jerry S.
It’s a wonderful, easy format. The information garnered from the questions and answers is so helpful for financial planning and peace of mind.
—
Susie B.
Just how quickly the information was turned around was valuable. Being able to consider all avenues of funding was also valuable.
—
Ben H.
Thank you for this excellent information!
—
Jerry S.
It’s a wonderful, easy format. The information garnered from the questions and answers is so helpful for financial planning and peace of mind.
—
Susie B.
Just how quickly the information was turned around was valuable. Being able to consider all avenues of funding was also valuable.
—
Ben H.
Thank you for this excellent information!
—
Jerry S.
It’s a wonderful, easy format. The information garnered from the questions and answers is so helpful for financial planning and peace of mind.
—
Susie B.
Just how quickly the information was turned around was valuable. Being able to consider all avenues of funding was also valuable.
—
Ben H.
Thank you for this excellent information!
—
Jerry S.
It’s a wonderful, easy format. The information garnered from the questions and answers is so helpful for financial planning and peace of mind.
—
Susie B.
Just how quickly the information was turned around was valuable. Being able to consider all avenues of funding was also valuable.
—
Ben H.
Thank you for this excellent information!
—
Jerry S.
It’s a wonderful, easy format. The information garnered from the questions and answers is so helpful for financial planning and peace of mind.
—
Susie B.
Just how quickly the information was turned around was valuable. Being able to consider all avenues of funding was also valuable.
—
Ben H.
Thank you for this excellent information!
—
Jerry S.
It’s a wonderful, easy format. The information garnered from the questions and answers is so helpful for financial planning and peace of mind.
—
Susie B.
Just how quickly the information was turned around was valuable. Being able to consider all avenues of funding was also valuable.
—
Ben H.
Thank you for this excellent information!
—
Jerry S.
It’s a wonderful, easy format. The information garnered from the questions and answers is so helpful for financial planning and peace of mind.
—
Susie B.
Just how quickly the information was turned around was valuable. Being able to consider all avenues of funding was also valuable.
—
Ben H.
Thank you for this excellent information!
—
Jerry S.
It’s a wonderful, easy format. The information garnered from the questions and answers is so helpful for financial planning and peace of mind.
—
Susie B.
Just how quickly the information was turned around was valuable. Being able to consider all avenues of funding was also valuable.
—
Ben H.
Thank you for this excellent information!
—
Jerry S.
It’s a wonderful, easy format. The information garnered from the questions and answers is so helpful for financial planning and peace of mind.
—
Susie B.
Just how quickly the information was turned around was valuable. Being able to consider all avenues of funding was also valuable.
—
Ben H.
Thank you for this excellent information!
—
Jerry S.
It’s a wonderful, easy format. The information garnered from the questions and answers is so helpful for financial planning and peace of mind.
—
Susie B.
Just how quickly the information was turned around was valuable. Being able to consider all avenues of funding was also valuable.
—
Ben H.
Thank you for this excellent information!
—
Jerry S.
What does Long-Term Care look like for your family?
What does Long-Term Care look like for your family?
What does Long-Term Care look like for your family?
You've got options. We help you find them.
You've got options. We help you find them.
FAQs
FAQs
ABOUT THE SERVICE
GETTING STARTED
LONG TERM CARE COSTS AND PLANNING
LONG TERM CARE FAMILY IMPACT
WORKING WITH FINANCIAL ADVISORS
Need guidance?
Need guidance?
Need guidance?
Contact us today
Contact us today
Contact us today
Waterlily is proud to be sponsored by Caregiver Action Network (CAN) and is free to you.
Waterlily is proud to be sponsored by Caregiver Action Network (CAN) and is free to you.

Location
401 Harrison St UNIT 5A
San Francisco, CA 94105
